IF YOU ARE APPLYING FOR AN INSURANCE POLICY THROUGH THE GRAVIE SERVICE, DO NOT CANCEL YOUR EXISTING INSURANCE POLICY UNLESS AND UNTIL YOU HAVE RECEIVED WRITTEN CONFIRMATION FROM THE INSURER TO WHICH YOU ARE APPLYING THAT YOUR APPLICATION HAS BEEN ACCEPTED AND APPROVED.
The information provided on this Website is not intended to replace or modify the terms, conditions, limitations and exclusion contained within health benefit plans issues or administered by Gravie. In the event of a conflict between the information contained on this Website and your plan documents, you plan documents shall control.
Permitted Use of this Website
You may use this Website solely for your own personal, non-commercial use. You may download or print portions of the content of this Website, but not any significant portion of the content. You may use such downloads/print copies only for your own personal, non-commercial use, and you may not remove the copyright and/or other proprietary notices located on any such content.
Your use of this Website must be in accordance with all applicable laws. You acknowledge that you do not acquire any ownership rights in this Website or any portions of its content from your access to or use of it.
Restrictions on Access to and Use of this Website
We do not allow unauthorized access (hacking) into this Website. The use of deep-links, page scrapes, web crawlers, web robots, web scutters, spiders, wanderers, ants, automatic indexers, bots, worms, or other such devices, or programs, algorithms or methodologies which do the same things in connection with this Website is prohibited.
We reserve all rights in this Website and its content not granted to you. Without limiting the foregoing, except as permitted above, you may not modify, publish, reproduce, duplicate, translate, recreate, upload, download, post, display, perform, transmit, distribute, assign, license, lease, transfer, sell, use to create derivative works or otherwise exploit this Website or the content of this Website (in whole or in part) for any purpose. Your use of this Website does not give you any right to use any of the logos, trademarks, service marks, or other indicators of origin appearing on this Website.
This Website is not intended to attract children under the age of 18. We do not collect personally identifiable information from any person we know is under the age of 18. Some of the content on this Website may not be appropriate for children. Parents or legal guardians are solely responsible for providing supervision of minors’ use of this Website.
Copyrights, Trademarks and Other Proprietary Rights
You understand that Gravie and its licensors retain all ownership rights in this Website (including all content). All trademarks, service marks and trade names are owned by Gravie or other respective owners.
The entire contents of this Website, including but not limited to text, design, software, photography, video, graphics, music, sound, information and the selection, coordination, arrangement, and enhancement thereof, is protected under the copyright laws of the United States, international treaties and other intellectual property laws (including without limitation the copyright in the selection, coordination, arrangement and enhancement of all content).
This Website may contain or reference patents, technologies, products, or other proprietary rights of Gravie, its third party vendors and other third parties. Nothing on this Website should be construed as conferring by implication, estoppel or otherwise any license or right under any trademarks, copyrights, patents, technologies, products, or other proprietary rights of Gravie, any of its third party vendors or other third parties.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THIS WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, AND GRAVIE AND ITS VENDORS DISCLAIM ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT, AND WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE AND USAGE OF TRADE. YOUR USE OF THIS WEBSITE IS SOLELY AT YOUR OWN RISK. FURTHERMORE, GRAVIE AND ITS VENDORS DO NOT WARRANT THAT THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR CODE. ANY MATERIAL OBTAINED THROUGH THE USE OF THIS WEBSITE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM ANY SUCH MATERIAL.
Limitations on Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, GRAVIE AND ITS VENDORS SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE OR ANY WEBSITE LINKED FROM THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED IN CONTRACT, WARRANTY, TORT, OR ANY OTHER LEGAL THEORIES. YOU MAY HAVE OTHER RIGHTS UNDER THE ONLINE TERMS OF SERVICE IF THEY APPLY TO YOU.
Governing Law; Jurisdiction; Venue
Gravie controls this Website from its offices within the United States, and your data is stored in a database managed by Gravie in the United States. Gravie makes no representation that this Website is appropriate, or is available for use, outside the United States. Access to and use of this Website where the content or access or use of this Website is illegal is prohibited. Those who choose to access and use this Website from outside the United States, do so on their own initiative, at their own risk, and are responsible for compliance with applicable local laws and U.S. export and other applicable laws.
Links to or from Third Party Web Websites
We do not endorse and are not responsible for the information practices or privacy policies of Linked Websites. No websites that link to this Website may frame or otherwise incorporate the content on this Website.
Waiver and Severability